1. Educational content only
The site provides general educational information about digital finance tools and approaches Canadians are exploring. Nothing on the site is, or should be taken as, financial advice, investment advice, legal advice, tax advice, or a recommendation to use any product or service. You should make your own decisions and, where appropriate, consult qualified professionals.
2. No professional-client relationship
Your use of the site does not create any professional or fiduciary relationship with MapleLedger Institute. Any communications through the contact form are for general inquiries and do not create a confidential advisory relationship.
3. Acceptable use
You agree not to misuse the site. You may not attempt to interfere with site operation, introduce malicious code, scrape the site in a way that harms performance, bypass security controls, or use the site for unlawful, deceptive, or abusive purposes. We may restrict access to the site if we reasonably believe there is misuse or security risk.
4. Intellectual property
Unless otherwise noted, the text, design, and educational materials on the site are owned by MapleLedger Institute and are protected by applicable intellectual property laws. You may share links to the site and quote short excerpts for commentary or educational purposes, provided you attribute MapleLedger Institute and do not misrepresent the content.
5. Third-party products and links
The site may refer to general categories of products or services. Any mention is for education and does not imply endorsement. We are not responsible for third-party content, policies, or services. You should review third-party terms and privacy policies before using any external service.
6. Disclaimers
The site is provided on an as-is and as-available basis. We do not guarantee that the site will be uninterrupted, error-free, or free of harmful components. We strive for accuracy, but information may become outdated as providers change features, fees, and policies. You are responsible for verifying current details directly with the provider.
7. Limitation of liability
To the maximum extent permitted by applicable law, MapleLedger Institute and its owners, contributors, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the site. Our total liability for any claim related to the site will not exceed CAD $50.
8. Indemnity
You agree to indemnify and hold harmless MapleLedger Institute from claims, damages, liabilities, and expenses arising from your misuse of the site, your violation of these Terms, or your violation of any law or third-party rights.
9. Changes to the site and Terms
We may update the site and these Terms from time to time. If we make material changes, we will update the effective date on this page. Your continued use of the site after changes become effective means you agree to the updated Terms.
10. Governing law and venue
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. You agree that any dispute will be brought in the courts located in Toronto, Ontario, unless applicable law requires otherwise.
11. Contact
Questions about these Terms can be sent to [email protected] or mailed to: MapleLedger Institute, 120 King St W, Suite 2100, Toronto, ON M5H 1J9, Canada.